CommercePremier Line of Credit
Exclusive. Effortless. Elevated.
CommercePremier Line of Credit is designed for you.
The CommercePremier Line of Credit is exclusively available for Premier Membersfootnote 1, and can be used to purchase larger items, manage cash flow, consolidate debt or cover unexpected costs.
Contact your Premier Banker or call the Premier Member Support Team at 800-322-1554 and open your CommercePremier Line of Credit today!
A borrowing solution designed for those who expect more.
Exclusively available for CommercePremier Members.
Lines up to $100,000
Lines are available with limits ranging from $25,000 to $100,000. No minimum spending required.
No collateral required
CommercePremier Line of Credit is an unsecured line, meaning there’s no collateral requirement to secure a line.
Low APRfootnote 2
Rates range from 10.49% to 12.49%footnote 2, with pricing determined by creditworthiness.
A borrowing solution that’s ready when you need it.
An easy application, fast approval process, flexible access and low annual feefootnote 2 — all designed for those who expect more.
Flexible access
Funds are available for immediate use upon approval (with a banker-assisted draw.)
Easy ways to use
Spend funds from your line with checks, Online Banking fund transfer or withdraw at your branch location.
A low annual feefootnote 2
Pay a low Annual Feefootnote 2 of $65 and reuse your line as you pay down your balance.
Use your CommercePremier Line of Credit for:
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Cash flow management
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Luxury items or large purchases
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Travel and vacation
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Weddings
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Medical costs
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And more
Applying for your line is easy.
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Contact your Premier Banker through the Commerce Bank Mobile Appfootnote 3 or by phone.
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You’ll get the personalized service you expect from your Premier Banker and dedicated Premier Member Support Team
- Enjoy all the other features and benefits the CommercePremier program has to offer
The CommercePremier Experience
CommercePremier is an exclusive, preferred banking program.
You qualify for our exclusive Premier program when you have a Commerce Bank personal checking account and $100,000 or more in combined balances that include:
- Personal and small business Deposit Accounts with Commerce Bank – checking, savings, money market and certificates of deposit (CDs)
AND/OR
- Brokeragefootnote 1 (Commerce Financial Advisors) balances
Your membership includes a dedicated team of financial professionals and personalized benefits — designed to meet your needs at every stage of life.
Complete the interest form below to get started today.footnote 4
Disclosures:
- CommercePremier is an exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage* (Commerce Financial Advisors) balances with a Commerce Bank checking account.
- View Important Terms for the CommercePremier Line of Credit PDF opens in a new window
CommercePremier Line of Credit is available only to CommercePremier Members. Subject to credit approval. - Message and data usage fees may apply; check with your wireless or VoIP provider for more information.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA opens in a new window/SIPC opens in a new window). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
Any Other Government Agency
Guaranteed
or Obligations
Value
Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html opens in a new window.
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